NOTICE TO CREDITORS
DECEDENT'S TRUST
E.R. Cleveland Revocable Trust dated April 7, 2006. Date of Birth: May 1, 1921.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, Dr. E.R. Cleveland, who lived at 1200 Wright Ave., Alma, Michigan died April 17, 2010.
Creditors of the decedent are notified that all claims against the trust will be forever barred unless presented to Jeffry A. Cleveland, named Trustee within 4 months after the date of publication of this notice.
Jeffry A. Cleveland
Trustee
5345 W. Beal City Road
Weidman, MI 49372 27t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT
COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY
INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
IF YOU ARE IN ACTIVE MILITARY SERVICE,  PLEASE CONTACT OUR OFFICE AT (989) 224-6734, AS YOU ARE ENTITLED TO SPECIAL
PROTECTIONS
DEFAULT having been made in the conditions of a certain Mortgage made between Rae Linn Peiffer and Thadeus Peiffer, husband and wife, of 8409 E. St. Charles, Ithaca, Michigan 48847, to Lake Trust Credit Union (f/k/a NuUnion Credit Union), a Michigan Credit Union, 501 S. Capitol Avenue, Lansing, Michigan  48933-2320, dated October 26, 2009, and recorded in the office of the Register of Deeds for the County of Gratiot,  Michigan, on November 10, 2009, at Liber 876, Page 665, on which Mortgage there is claimed to be due at the date of this notice, for principal and interest, the sum of TWENTY SIX THOUSAND ONE HUNDRED SEVENTEEN and 14/100 ($26,117.14) DOLLARS, and no proceedings having been instituted to recover the debt now remaining secured by said Mortgage, or any part thereof, whereby the power of sale contained in said Mortgage has become operative;
Now Therefore, Notice is Hereby Given that by virtue of the power of sale contained in said Mortgage and in pursuance of the statute in such case made and provided, that the said Mortgage will be foreclosed by a sale of the premises therein described or so much thereof as may be necessary, at public auction, to the highest bidder, inside the door of the front entrance of the Gratiot County Courthouse, 214 E.  Center, Ithaca, Michigan 48847, that being the place for holding the Circuit Court in and for said County, on Thursday, July 15, 2010, at 10:00 o’clock in the forenoon of said day, and said premises will be sold to pay the amount so as aforesaid then due on said Mortgage together with 12.99% interest, legal costs, attorneys’ fees and also any taxes and insurance that said Mortgagee, Lake Trust Credit Union, does pay on or prior to the date of said sale; which said premises are described in said Mortgage as follows, to-wit:
Located in Gratiot County, Michigan, described as:
Commencing 3252 feet West of the Southeast Corner of Section 28, Town 11 North, Range 1 West; thence West 150 feet; thence North 250 feet; thence East 150 feet; thence South 250 feet to the point of beginning.
Commonly known as:  8409 E. St. Charles, Ithaca, Michigan 48847
The redemption period shall be six (6) months from the date of said sale, unless determined abandoned in accordance with MCLS 600.3241(a), in which case the redemption period shall be thirty (30) days from the date of said sale.
Dated: June 2, 2010
Lake Trust Credit Union
Mortgagee.
FOR INFORMATION, PLEASE
CALL: 989-224-6734
Jackson, Jackson & Associates, P.C.
Erika L. Anderson (P68593)
Attorneys for Mortgagee
120 East Walker
P.O. Box 246
St. Johns, MI  48879 23t5

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by William Koren, A Single Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated July 10, 2006, and recorded on July 21, 2006 in Liber 811 on Page 161, and assigned by said Mortgagee to HSBC Mortgage Services Inc as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Sixty-Five Thousand Two Hundred Ten And 24/100 Dollars ($165,210.24), including interest at 8.45% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as: Lot 4, Block 3, Potts and Crawford Addition to the Village of Ithaca, now City of Ithaca, as per plat thereof recorded in Liber 1 of Plats, Page 51, Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #241373F02 24t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Brian S. Whitmill, a married man, and Hope Whitmill, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated December 31, 2007 and recorded January 10, 2008 in Liber 842, Page 1154, Gratiot County Records, Michigan. Said mortgage is now held by Chase Home Finance LLC by assignment. There is claimed to be due at the date hereof the sum of One Hundred Fourteen Thousand Sixteen and 95/100 Dollars ($114,016.95) including interest at 8% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, MI in Gratiot County, Michigan at 10:00 a.m. on JULY 15, 2010.
Said premises are located in the Township of Arcadia, Gratiot County, Michigan, and are described as:
Part of the Southeast quarter of Section 34, Town 11 North, Range 3 West, described as: Beginning at the East one-eighth corner on the South line of Section 34; thence North 305 feet along the East one-eighth line of said Section; thence East 240 feet parallel on the South line of said Section; thence South 305 feet; thence West 240 feet to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: June 17, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 310.8418
ASAP# 3612239 06/17/2010, 06/24/2010, 07/01/2010, 07/08/2010 24t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Clare Fleming, a married man and Lynn Fleming, his wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated January 20, 2006, and recorded on January 26, 2006 in Liber 799 on Page 1076, and assigned by said Mortgagee to BAC Home Loans Servicing, L.P. as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Four Thousand Nine Hundred Twenty-Three And 66/100 Dollars ($134,923.66), including interest at 6.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in Township of Fulton, Gratiot County, Michigan, and are described as:
Lot 129, Rainbow Lake Heights Subdivision, Fulton Township, Gratiot County, Michigan, Subject to easements, restrictions, reservations and rights of way of record, if any.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #282768F02 24t4

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of WILLIAM THOMAS DOLL, decedent. Date of birth: 08/07/1930. File No. 10-144-DE.
NOTICE TO CREDITORS: The decedent, William Thomas Doll, who lived at 208 E. State St., St. Louis, Michigan died 05/31/2010.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Joyce Doll, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center Street, PO Box 217, Ithaca, MI 48847 and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: July 1, 2010.
Joyce Doll
Personal Representative
208 E. State St.
St. Louis, MI 48880
Phone: (989) 681-0642
Rhonda M. Clark-Kreuer (P49818)
Attorney
111 N. Mill St., PO Box 147
St. Louis, MI 48880
Phone: (989) 681-8700 27t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by David L. Prater, an unmarried man, original mortgagor(s), to Union Federal Bank of Indianapolis, Mortgagee, dated December 3, 2004, and recorded on December 9, 2004 in Liber 768 on Page 1216, and assigned by said Mortgagee to CitiMortgage, Inc. as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Five Thousand Nine Hundred Thirty-Five And 58/100 Dollars ($75,935.58), including interest at 6.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Commencing at a point which is 38 rods South of the 1/4 post on the North side of Section 30, Town 12 North, Range 1 West, Village of Breckenridge, Gratiot County, Michigan; thence West 12 rods; thence South 4 rods; thence East 12 rods; thence North 4 rods to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #277048F02 24t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Mandy Tripp and Nina Tripp, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated April 15, 2004, and recorded on April 30, 2004 in Liber 750 on Page 1420, and assigned by said Mortgagee to EverBank as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Seventy-Nine Thousand One Hundred Eighty-Three And 12/100 Dollars ($179,183.12), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on July 15, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as:
Lot 7, Block 46 of Garett’s Addition, City of Alma Gratiot County, Michigan, according to the Plat thereof Recorded in Liber 2 of Plats, Page 39 of Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 17, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #293579F01 24t4

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by ADAM T. DAVISON, AN UNMARRIED MAN, to UNION FEDERAL SAVINGS BANK OF INDIANAPOLIS, Mortgagee, dated July 22, 1997, and recorded on July 25, 1997, in Liber 571, on Page 766, and assigned by said mortgagee to MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty Thousand Eight Hundred Ninety-Two Dollars and Fifty-Three Cents ($40,892.53), including interest at 7.125% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on July 15, 2010
Said premises are located in Gratiot County, Michigan and are described as:
COMMENCING 14 RODS SOUTH AND 46 1/2 RODS EAST OF THE NORTHWEST CORNER OF THE SOUTHEAST 1/4 OF THE NORTHWEST 1/4 OF SECTION 3, TOWN 11 NORTH, RANGE 3 WEST, CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, THENCE SOUTH 10 RODS, THENCE EAST 3 1/2 RODS, THENCE NORTH 10 RODS, THENCE WEST 3 1/2 RODS TO THE PLACE OF BEGINNING.
The redemption period shall be 6 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 11, 2010
MICHIGAN STATE HOUSING
     DEVELOPMENT AUTHORITY
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335  24t4

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by RICHARD J. SCHMIDT AKA RICHARD J. SCHMIDT, SR. and CHARLENE D. SCHMIDT, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender’s successors and assigns,, Mortgagee, dated April 28, 2003, and recorded on April 30, 2003, in Liber 713, on Page 1023, and assigned by said mortgagee to GMAC MORTGAGE, LLC, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Forty-Three Thousand Seven Hundred Three Dollars and Sixty-Six Cents ($43,703.66), including interest at 6.500% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on July 15, 2010
Said premises are located in Gratiot County, Michigan and are described as:
LOTS 21 AND 22, BLOCK 2, CENTRAL HEIGHTS ADDITION, CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, ACCORDING TO THE RECORDED PLAT THEREOF.
The redemption period shall be 6 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 9, 2010
GMAC MORTGAGE, LLC
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335 24t4

NOTICE OF
MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on November 21, 2001, between Penny A. Wineman, an unmarried individual, as Mortgagor, to Firstbank-Alma, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on November 29, 2001 in Liber 662, Page 998.   On which said mortgage there is claimed to be due at the date of this Notice the sum of THIRTY-FOUR THOUSAND THIRTY-FIVE AND 17/100 DOLLARS ($34,035.17), for principal, interest, and other charges, with interest at the rate of 7.95% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 22nd day of July, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the City of St. Louis, County of Gratiot, State of Michigan, respectively, to wit:
THE WEST 1/2 OF LOT 1, BLOCK 8, HOLCOMB AND EVANS ADDITION TO THE CITY OF ST. LOUIS, GRATIOT COUNTY, MICHIGAN, ACCORDING TO THE RECORDED PLAT THEREOF.  TAX ID # 2953-500-075-00.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: June 17, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 25t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Christopher Hawkins and Deborah Hawkins husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated February 23, 2005 and recorded May 4, 2005 in Liber 779, Page 754, Gratiot County Records, Michigan. Said mortgage is now held by GMAC Mortgage, LLC by assignment. There is claimed to be due at the date hereof the sum of Sixty-Two Thousand Nine Hundred Eighty-Nine and 30/100 Dollars ($62,989.30) including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, Gratiot County, MI at 10:00 a.m. on JULY 29, 2010.
Said premises are located in the Village of Breckenridge, Gratiot County, Michigan, and are described as:
Lot 2, Block 8, Assessor’s Plat of South Breckenridge, Village of Breckenridge, Gratiot County, Michigan, According to the Plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: June 24, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 618.4897
ASAP# 3620990 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 25t4

NOTICE TO CREDITORS
DECEDENT’S ESTATE
Estate of ERNEST EVERETT SEGRAVES, decedent. Date of Birth: 6/26/1920 File No. 10-117-DE.
NOTICE TO CREDITORS: The decedent, ERNEST EVERETT SEGRAVES, who lived at 234 N. Union, Shepherd, Michigan, died 3/13/2010.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to JAMES R. SEGRAVES, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center St., PO Box 217, Ithaca, MI 48847, and the named/personal representative within 4 months of the date of publication of this notice.
Dated: 6/30/2010.
JAMES R. SEGRAVES
Personal Representative
417 S. Chippewa St.
Shepherd, MI 48883
Phone: 989-828-6736
RHONDA M. CLARK-KREUER (P49818)
Attorney
111 N. Mill St., P.O. Box 147
St. Louis, MI 48880
Phone: (989) 681-8700 24t1

NOTICE OF
MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on September 19, 2003, between Nicolas Boyer and Lisa Boyer, husband and wife, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on September 24, 2003 in Liber 732, Page 1445.   On which said mortgage there is claimed to be due at the date of this Notice the sum of FIFTY-TWO THOUSAND SIX HUNDRED NINETY-SIX AND 64/100 DOLLARS ($52,696.64), for principal, interest, and other charges, with interest at the rate of 7.50% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 29th day of July, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Arcada, County of Gratiot, State of Michigan, respectively, to wit:
COMMENCING 430 FEET EAST OF THE NORTHWEST CORNER, THENCE EAST 95 FEET, THENCE SOUTH 170 FEET, THENCE WEST 95 FEET, THENCE NORTH 170 FEET TO THE POINT OF BEGINNING, SECTION 21, TOWN 11 NORTH, RANGE 3 WEST, ARCADA TOWNSHIP, GRATIOT COUNTY, MICHIGAN. TAX #2901-021-008-10.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: June 23, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 26t4

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by HEATHER R. NELSON, A SINGLE WOMAN, to FIRSTBANK MORTGAGE COMPANY, Mortgagee, dated October 22, 2008, and recorded on October 27, 2008, in Liber 857, on Page 77, and assigned by said mortgagee to MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Five Thousand Five Hundred One Dollars and Fifty Cents ($55,501.50), including interest at 5.625% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on July 29, 2010
Said premises are located in Gratiot County, Michigan and are described as:
LOT 11, WOODWARD ADDITION TO THE CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, ACCORDING TO THE RECORDED PLAT THEREOF.
The redemption period shall be 6 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 15, 2010
MICHIGAN STATE HOUSING
DEVELOPMENT AUTHORITY
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335  25t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by William J. Skriba, a single man, original mortgagor(s), to ABN AMRO Mortgage Group, Inc., Mortgagee, dated November 26, 2001, and recorded on December 21, 2001 in Liber 665 on Page 96, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-One Thousand Eight Hundred Forty-Two And 66/100 Dollars ($91,842.66), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 5, 2010.
Said premises are situated in Township of Lafayette, Gratiot County, Michigan, and are described as: A parcel of land being a part of the Northwest 1/4 of the Northwest 1/4 of Section 33, Town 11 North, Range 1 West, Lafayette Township, Gratiot County, Michigan, described as beginning at a point on the North line of Section 33 which is East 942.25 feet from the Northwest corner of Section 33, thence East 187.06 feet, along the North Section line, thence South at a right angle, 181.82 feet, thence East at a right angle, 57.73 feet, thence South at right angle, 198.50 feet, thence East at a right angle, 49.74 feet, thence South at a right angle, 90.4 feet, thence West at a right angle, 200.60 feet, thence North 11 degrees 17 minutes 06 seconds West, 480.0 feet to the point of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 8, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #159760F02 27t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Roxann Coyle, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 415 S Main St, Saint Louis, MI 48880-1355.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1311
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from July 2, 2010, foreclosure proceedings will not be commenced until 90 days after July 2, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: July 8, 2010
For more information, please call:
FC J (248) 593-1311
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 329268F01 27t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Larry Avery and Starr Avery, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated May 15, 2007, and recorded on May 23, 2007 in Liber 830 on Page 294, and assigned by said Mortgagee to Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Trust 2007-AR17, Mortgage Pass-Through Certificates, Series 2007-AR17 under the Pooling and Servicing Agreement dated June 1, 2007 as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty Thousand Nine Hundred Fifty-Three And 65/100 Dollars ($120,953.65), including interest at 8.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 5, 2010.
Said premises are situated in Township of Sumner, Gratiot County, Michigan, and are described as: The South 12 Rods of the Northwest 1/4 of the Northeast 1/4 of Section 34, Town 11 North , Range 4 West, Sumner Township, Gratiot County , Michigan.
The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 8, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #312039F02 24t4

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kevin M. Hall and Theresa L. Hall, husband and wife, to JPMorgan Chase Bank, N.A., Mortgagee, dated September 28, 2006 and recorded October 20, 2006 in Liber 816, Page 1434, Gratiot County Records, Michigan. There is claimed to be due at the date hereof the sum of One Hundred Fifty Thousand One Hundred Ninety-Eight and 56/100 Dollars ($150,198.56) including interest at 8.25% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 5, 2010.
Said premises are located in the City of Saint Louis, Gratiot County, Michigan, and are described as:
Lot 130, Westgate Park, City of St. Louis, Gratiot County, Michigan, according to the recorded plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 8, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 224.6290
ASAP# 3631629 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010 27t4