MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Shane R. Hall, a single man, to Amerifirst Financial Corporation, Mortgagee, dated March 20, 2006 and recorded April 26, 2006 in Liber 805, Page 655, Gratiot County Records, Michigan. Said mortgage is now held by Chase Home Finance LLC by assignment. There is claimed to be due at the date hereof the sum of Eighty-Seven Thousand Three Hundred Thirty-Nine and 75/100 Dollars ($87,339.75) including interest at 6.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 12, 2010.
Said premises are located in the City of Ithaca, Gratiot County, Michigan, and are described as:
Lot 51 and South 1 Foot of Lot 50, division M of supervisor’s Plat, City of Ithaca, according to the Plat thereof recorded in Liber 1 of Plats, Page 48, Gratiot County Records
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 15, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 310.8026
ASAP# 3644590 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 28t4

NOTICE OF
MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on November 21, 2001, between Penny A. Wineman, an unmarried individual, as Mortgagor, to Firstbank-Alma, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on November 29, 2001 in Liber 662, Page 998.   On which said mortgage there is claimed to be due at the date of this Notice the sum of THIRTY-FOUR THOUSAND THIRTY-FIVE AND 17/100 DOLLARS ($34,035.17), for principal, interest, and other charges, with interest at the rate of 7.95% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 22nd day of July, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the City of St. Louis, County of Gratiot, State of Michigan, respectively, to wit:
THE WEST 1/2 OF LOT 1, BLOCK 8, HOLCOMB AND EVANS ADDITION TO THE CITY OF ST. LOUIS, GRATIOT COUNTY, MICHIGAN, ACCORDING TO THE RECORDED PLAT THEREOF.  TAX ID # 2953-500-075-00.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: June 17, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 25t4

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Christopher Hawkins and Deborah Hawkins husband and wife, to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated February 23, 2005 and recorded May 4, 2005 in Liber 779, Page 754, Gratiot County Records, Michigan. Said mortgage is now held by GMAC Mortgage, LLC by assignment. There is claimed to be due at the date hereof the sum of Sixty-Two Thousand Nine Hundred Eighty-Nine and 30/100 Dollars ($62,989.30) including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, Gratiot County, MI at 10:00 a.m. on JULY 29, 2010.
Said premises are located in the Village of Breckenridge, Gratiot County, Michigan, and are described as:
Lot 2, Block 8, Assessor’s Plat of South Breckenridge, Village of Breckenridge, Gratiot County, Michigan, According to the Plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: June 24, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 618.4897
ASAP# 3620990 06/24/2010, 07/01/2010, 07/08/2010, 07/15/2010 25t4

NOTICE TO CREDITORS
DECLARATION OF REVOCABLE TRUST AGREEMENT OF
GORDON E. COCHRAN
TO ALL CREDITORS:
NOTICE TO CREDITORS: The Settlor, Gordon E. Cochran, who lived at 5218 West Fillmore Road, Ithaca, Michigan 48847, passed away May 29, 2010.
There is no Personal Representative of the Settlor’s estate to whom Letters of Authority have been issued.
Creditors of the decedent are notified that all claims against the Trust will be forever barred unless presented to the Successor Trustee within 4 months after the date of publication of this notice.
Notice is also given that the Trust will thereafter be assigned and distributed to the persons entitled to it.
This notice is given pursuant to MCL 700.3801 and MCL 700.7608.
Dated: July 8, 2010
Alice M. Weismiller
Successor Trustee
605 South Ely Highway
Ithaca, Michigan 48847
Phone: 989-875-2346
Charles M. Fortino P23348
Attorney
214 East Superior Street
Alma, Michigan 48801
Phone: (989) 463-2101 28t1

NOTICE TO CREDITORS
DECEDENT’S ESTATE
State of Michigan, Probate Court for the County of Gratiot.
Estate of LINDA L. DAVALOZ, DECEASED. Date of birth: 09/13/1947. File No. 10-138-DE.
NOTICE TO CREDITORS: The decedent, LINDA L. DAVALOZ, who lived at 620 Hannah, Alma, Michigan died 10/17/2007.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to PHILLIP FRIEDRICK, named personal representative or proposed personal representative, or to both the probate court at 214 E. Center Street, Ithaca, MI 48847 and the named/proposed personal representative within 4 months after the date of publication of this notice.
Dated: July 9, 2010.
PHILLIP FRIEDRICK
Personal Representative
627 Woodworth Ave.
Alma, MI 48801
Phone: (989) 463-1485
RICHARD D. GAY (P-13886)
Attorney
P.O. Box 215
Alma, MI 48801
Phone: (989) 463-3888 28t1

NOTICE OF
MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on September 19, 2003, between Nicolas Boyer and Lisa Boyer, husband and wife, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on September 24, 2003 in Liber 732, Page 1445.   On which said mortgage there is claimed to be due at the date of this Notice the sum of FIFTY-TWO THOUSAND SIX HUNDRED NINETY-SIX AND 64/100 DOLLARS ($52,696.64), for principal, interest, and other charges, with interest at the rate of 7.50% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 29th day of July, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Arcada, County of Gratiot, State of Michigan, respectively, to wit:
COMMENCING 430 FEET EAST OF THE NORTHWEST CORNER, THENCE EAST 95 FEET, THENCE SOUTH 170 FEET, THENCE WEST 95 FEET, THENCE NORTH 170 FEET TO THE POINT OF BEGINNING, SECTION 21, TOWN 11 NORTH, RANGE 3 WEST, ARCADA TOWNSHIP, GRATIOT COUNTY, MICHIGAN. TAX #2901-021-008-10.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: June 23, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 26t4

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by HEATHER R. NELSON, A SINGLE WOMAN, to FIRSTBANK MORTGAGE COMPANY, Mortgagee, dated October 22, 2008, and recorded on October 27, 2008, in Liber 857, on Page 77, and assigned by said mortgagee to MICHIGAN STATE HOUSING DEVELOPMENT AUTHORITY, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Fifty-Five Thousand Five Hundred One Dollars and Fifty Cents ($55,501.50), including interest at 5.625% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on July 29, 2010
Said premises are located in Gratiot County, Michigan and are described as:
LOT 11, WOODWARD ADDITION TO THE CITY OF ALMA, GRATIOT COUNTY, MICHIGAN, ACCORDING TO THE RECORDED PLAT THEREOF.
The redemption period shall be 6 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: June 15, 2010
MICHIGAN STATE HOUSING
DEVELOPMENT AUTHORITY
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335  25t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by William J. Skriba, a single man, original mortgagor(s), to ABN AMRO Mortgage Group, Inc., Mortgagee, dated November 26, 2001, and recorded on December 21, 2001 in Liber 665 on Page 96, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Ninety-One Thousand Eight Hundred Forty-Two And 66/100 Dollars ($91,842.66), including interest at 6% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 5, 2010.
Said premises are situated in Township of Lafayette, Gratiot County, Michigan, and are described as: A parcel of land being a part of the Northwest 1/4 of the Northwest 1/4 of Section 33, Town 11 North, Range 1 West, Lafayette Township, Gratiot County, Michigan, described as beginning at a point on the North line of Section 33 which is East 942.25 feet from the Northwest corner of Section 33, thence East 187.06 feet, along the North Section line, thence South at a right angle, 181.82 feet, thence East at a right angle, 57.73 feet, thence South at right angle, 198.50 feet, thence East at a right angle, 49.74 feet, thence South at a right angle, 90.4 feet, thence West at a right angle, 200.60 feet, thence North 11 degrees 17 minutes 06 seconds West, 480.0 feet to the point of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 8, 2010
For more information, please call:
FC C (248) 593-1301
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #159760F02 27t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Larry Avery and Starr Avery, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated May 15, 2007, and recorded on May 23, 2007 in Liber 830 on Page 294, and assigned by said Mortgagee to Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Trust 2007-AR17, Mortgage Pass-Through Certificates, Series 2007-AR17 under the Pooling and Servicing Agreement dated June 1, 2007 as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Twenty Thousand Nine Hundred Fifty-Three And 65/100 Dollars ($120,953.65), including interest at 8.375% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 5, 2010.
Said premises are situated in Township of Sumner, Gratiot County, Michigan, and are described as: The South 12 Rods of the Northwest 1/4 of the Northeast 1/4 of Section 34, Town 11 North , Range 4 West, Sumner Township, Gratiot County , Michigan.
The redemption period shall be 12 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 8, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #312039F02 27t4

THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kevin M. Hall and Theresa L. Hall, husband and wife, to JPMorgan Chase Bank, N.A., Mortgagee, dated September 28, 2006 and recorded October 20, 2006 in Liber 816, Page 1434, Gratiot County Records, Michigan. There is claimed to be due at the date hereof the sum of One Hundred Fifty Thousand One Hundred Ninety-Eight and 56/100 Dollars ($150,198.56) including interest at 8.25% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 5, 2010.
Said premises are located in the City of Saint Louis, Gratiot County, Michigan, and are described as:
Lot 130, Westgate Park, City of St. Louis, Gratiot County, Michigan, according to the recorded plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 8, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 224.6290
ASAP# 3631629 07/08/2010, 07/15/2010, 07/22/2010, 07/29/2010 27t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Peter Martinez and Mindy Martinez, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 5100 Rainbow Lake Rd, Perrinton, MI 48871-9741.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1313
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from July 9, 2010, foreclosure proceedings will not be commenced until 90 days after July 9, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: July 15, 2010
For more information, please call:
FC F (248) 593-1313
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 330661F01 28t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Michael Leon Betz and Jill Betz, Husband and Wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated February 24, 2007, and recorded on March 7, 2007 in Liber 825 on Page 179, and assigned by said Mortgagee to OneWest Bank, FSB as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Four Thousand Seven Hundred Fifty-Five And 94/100 Dollars ($104,755.94), including interest at 6.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on August 12, 2010.
Said premises are situated in City of Ithaca, Gratiot County, Michigan, and are described as:
The West 1/2 of Lots 1 and 2, Block 1, Benham’s Plat of North East Ithaca, according to the Recorded Plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: July 15, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #326748F01 28t4

FEDERAL LAW REQUIRES US TO ADVISE YOU THAT COMMUNICATION WITH OUR OFFICE COULD BE INTERPRETED AS AN ATTEMPT TO COLLECT A DEBT AND THAT ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE, PLEASE CONTACT OUR OFFICE, AS YOU ARE ENTITLED TO SPECIAL PROTECTIONS. THIS IS AN OPPORTUNITY TO SAVE YOUR HOME
To: Michael Vaneffen
 11084 Lakeside Drive
 Perrinton, MI 48871
 County: Gratiot
State law requires that you receive the following notice: You have the right to request a meeting with your mortgage holder or mortgage servicer. The person to contact and that has the authority to make agreements for a loan modification with you is: Orlans Associates, P.C Loss Mitigation Department, P.O. Box 5041, Troy, MI 48007-5041, (248) 502-1331. You may contact a housing counselor by visiting the Michigan State Housing Development Authority (“MSHDA”) website or by calling MSHDA. The website address and telephone number of MSHDA is: (www.mshda.info/counseling_search/), telephone (866) 946-7432, TTY# 1-800-382-4568. If you request a meeting with the servicer’s designate within 14 days after the Notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not start until 90 days after the date the Notice was mailed to you. If you and the servicer’s Designate reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if you abide by the terms of the agreement. You have the right to contact an attorney. You may contact attorney of your choice. If you do not have an attorney, the telephone number for the Michigan State Bar Association’s Lawyer Referral Service is 1-800-968-0738.
Dated: July 15, 2010
Orlans Associates P.C
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
File Number: 617.5489
ASAP# 3642424 07/15/2010 28t1

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Duaine Culver and Sherry Culver, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 562 S Alger Rd, Ithaca, MI 48847-9605.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1300
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from July 13, 2010, foreclosure proceedings will not be commenced until 90 days after July 13, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: July 15, 2010
For more information, please call:
FC H (248) 593-1300
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 332277F01 28t1

MORTGAGE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Scott A. Winnie, an unmarried man, to Union Federal Bank of Indianapolis, Mortgagee, dated October 31, 2003 and recorded November 3, 2003 in Liber 736, Page 1269, Gratiot County Records, Michigan. Said mortgage is now held by CitiMortgage, Inc. by assignment. There is claimed to be due at the date hereof the sum of Fifty-Two Thousand Four Hundred Sixty-Two and 79/100 Dollars ($52,462.79) including interest at 7% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue at the main entrance to the Gratiot County Circuit Courthouse Building in the City of Ithaca, MI at 10:00 a.m. on AUGUST 12, 2010.
Said premises are located in the City of Saint Louis, Gratiot County, Michigan, and are described as:
Lot 3, Block 76, Holcomb and Evans Addition, according to the recorded Plat thereof as recorded in the Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages, if any, are limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights.
Dated: July 15, 2010
Orlans Associates, P.C.
Attorneys for Servicer
P.O. Box 5041
Troy, MI 48007-5041
248-502-1400
File No. 241.9386
ASAP# 3642923 07/15/2010, 07/22/2010, 07/29/2010, 08/05/2010 28t4

PUBLICATION AND NOTICE
OF FRIEND OF THE COURT
ANNUAL STATUTORY REVIEW
State of Michigan, 29th Judicial Circuit, Gratiot County.
PUBLIC NOTICE
ANNUAL REVIEW OF
PERFORMANCE RECORD OF THE
FRIEND OF THE COURT
Pursuant to Michigan law, the chief circuit judge annually reviews the performance record of the Friend of the Court. The review will be conducted on or about July 15, 2010. This review is limited by law to the following criteria: whether the friend of the court is guilty of misconduct, neglect of statutory duty, or failure to carry out the written orders of the court relative to a statutory duty; whether the purposes of the Friend of the Court Act are being met; and whether the duties of the friend of the court are being carried out in a manner that reflects the needs of the community. Members of the public may submit written comments to the chief judge relating to these criteria. Send your written comments, with your name and address, to: Hon. Randy Tahvonen, 214 E. Center St., Ithaca, MI 48847. 28t2

NOTICE TO CREDITORS
RE: ELIZABETH L. HUNT LIVING TRUST, dated April 25, 2008.
NOTICE TO ALL CREDITORS: The decedent, Elizabeth L. Hunt, who lived at 515 N. Maple Street, Ithaca, Michigan 48847, died 6/30/2010.
Creditors of the decedent are notified that all claims against the trust will be forever barred unless presented to JEFFREY ANNA, Trustee of the ELIZABETH L. HUNT LIVING TRUST, dated April 25, 2008, within 4 months after the date of publication of this notice.
Dated: July 6, 2010
JEFFREY ANNA
Trustee
1361 N. State Road
Ithaca, MI 48847
(989) 875-2821
JEFFERSON P. ARNOLD (P10262)
Attorney at Law
100 E. Center Street
Ithaca, MI 48847
(989) 875-3610 28t1

PUBLICATION NOTICE
DECEDENT’S ESTATE
TRUST ESTATE OF GARY W. BORTLES, DECEASED. Date of Birth: 6-23-1932.
NOTICE TO CREDITORS:  The decedent, Gary W. Bortles, who lived at 623 Woodworth Ave., Alma, Michigan, died June 30, 2010.
Creditors of the decedent are notified that all claims against the estate will be forever barred unless presented to Janet Read of 6421 Winans Rd., Alma, MI 48801, named successor trustee, within 4 months of the date of publication of this notice.
Dated: July 12, 2010.
Janet Read
6421 Winans Rd.
Alma, MI 48801
Christopher E. Goggin (P68689)
P.O. Box 488
Alma, MI 48801
(989) 463-3191 28t1