AS A DEBT COLLECTOR, WE ARE ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. NOTIFY (248) 362-6100 IF YOU ARE IN ACTIVE MILITARY DUTY.
Michael J. Berry, a single man has defaulted on a Mortgage for the real property known as:  515 Norton Gibbs Drive, Ithaca, MI 48847
This Notice is to inform you that you have the right to request a meeting with the mortgage holder or mortgage servicer. The Real Estate Default Group of Weltman, Weinberg & Reis, Co., L.P.A.,   has been designated by them as the person to contact who has authority to determine your eligibility for a mortgage modification. Michael J. Berry may contact a housing counselor by visiting the Michigan State Housing Development Authority’s (MSHDA) website at www.michigan.gov/mshda or by calling the Michigan State Housing Development Authority at (866) 946-7432. That if Michael J. Berry requests a meeting with the person designated above, within 14 days, foreclosure proceedings will not commence until 90 days after the date a notice was mailed to them. That if Michael J. Berry and the designated person reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if Michael J. Berry abides by the terms of the agreement. Michael J. Berry has the right to contact an attorney. You may contact the State Bar of Michigan Lawyer referral service (800) 968-0738.
Dated: April 29, 2010
By:  Michael I. Rich (P-41938)
Attorney for Weltman, Weinberg & Reis Co., L.P.A.
2155 Butterfield Drive
Suite 200-S
Troy, MI 48084
WWR# 10038390  16t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR. THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
NOTICE TO PROSPECTIVE PURCHASERS: This sale may be rescinded or set aside by the foreclosing mortgagee. In such event, your damages, if any, shall be limited solely to a return or refund of the bid amount tendered at such sale, together with interest at the rate set forth herein.
MORTGAGE SALE: Default having been made in the terms and conditions of a certain mortgage made by Brandon Lee Bergey, a single man, Mortgagor, of 215 S. Bankson, St. Louis, Michigan 48880, to Chemical Bank, formerly known as Chemical Bank and Trust Company, a Michigan banking corporation, of 333 E. Main Street, Midland, Michigan 48640, Mortgagee, dated April 28, 2004, and recorded in the Office of the Register of Deeds for the County of Gratiot and State of Michigan, on May 4, 2004, in Liber 751, at page 276, of the Gratiot County Records, on which mortgage there is claimed to be due for principal, interest and late fees, as of the date of this notice, the sum of Forty-Three Thousand Seven Hundred Sixty-One and Twenty-Four Hundredths Dollars ($43,761.24).
No suit or proceedings at law or in equity having been instituted to recover the debt secured by said mortgage or any part thereof, whereby the power of sale contained in said mortgage has become operative;
NOW THEREFORE, by virtue of the power of sale contained in said mortgage, and pursuant to the statutes of the State of Michigan in such case made and provided, notice is hereby given that on Thursday, May 6, 2010, at 10:00 a.m., said mortgage will be foreclosed in the lobby of the Gratiot County Courthouse, in Ithaca, State of Michigan, that being the place where the Circuit Court for the County of Gratiot is held, by a sale at public auction, to the highest bidder, of the premises described in said mortgage or so much thereof as may be necessary to pay the amount due, as aforesaid, on said mortgage with interest thereon at Five and Seven Hundred Fifty Thousandths percent (5.75%) per annum and all legal costs, charges and expenses, including the attorneys’ fees allowed by law, and also any taxes and insurance which may be paid by the Mortgagee on or before the date of said sale which may be necessary to protect its interest in the premises.
Said premises are situated in the City of St. Louis, in the County of Gratiot and State of Michigan, are commonly known as 215 S. Bankson, St. Louis, Michigan 48880, and are more particularly described as follows:
The North 40 feet of Lot 4, Block 81 of Holcbomb & Evans Addition to the City of St. Louis, Gratiot County, Michigan, according to the plat thereof as recorded in Gratiot County Register of Deeds Office.
The redemption period shall be six (6) months from the date of such sale; provided, however, that in the event that the property is determined to be abandoned pursuant to MCL 600.3241a, the property may be redeemed during the thirty (30) days immediately following such sale.
Date: April 1, 2010
William R. Garchow (P61833)
CURRIE KENDALL PLC
6024 Eastman Avenue
Midland, Michigan 48640
(989) 839-0300
Attorneys for Chemical Bank 13t5

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by MICHAEL R. HARTNER, UNMARRIED, to Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender’s successors and assigns,, Mortgagee, dated February 9, 2007, and recorded on February 16, 2007, in Liber 824, on Page 393, and assigned by said mortgagee to US BANK, NA, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Eighteen Thousand Four Hundred Fifty-Six Dollars and Eighty-Six Cents ($118,456.86), including interest at 6.250% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on April 29, 2010
Said premises are located in Gratiot County, Michigan and are described as:
PARCEL B
A PART OF THE WEST 1 / 2 OF THE WEST 1 / 2 OF THE SOUTHEAST 1 / 4 OF SECTION 15, TOWN 12 NORTH, RANGE 1 WEST, WHEELER TOWNSHIP, GRATIOT COUNTY, MICHIGAN, DESCRIBED AS BEGINNING AT THE SOUTH 1 / 4 CORNER OF SAID SECTION 15; THENCE NORTH 00 DEGREES 16 MINUTES 14 SECONDS WEST, ALONG THE NORTH-SOUTH 1 / 4 LINE OF SECTION 15,  542.41 FEET TO THE WESTERLY END OF A TRAVERSE LINE ALONG THE SOUTHERLY BANK OF COUNTY DRAIN (SAID POINT BEING SOUTH 00 DEGREES 16 MINUTES 04 SECONDS EAST, 18.0 FEET FROM THE CENTERLINE OF SAID DRAIN); THENCE ALONG SAID TRAVERSE LINE THE FOLLOWING 3 COURSES: 1) SOUTH 86 DEGREES 25 MINUTES 44 SECONDS EAST, 251.54 FEET; 2) SOUTH 87 DEGREES 59 MINUTES 39 SECONDS EAST, 193.38 FEET AND 3) NORTH 89 DEGREES 30 MINUTES 59 SECONDS EAST, 215.17 FEET TO THE EAST END OF SAID TRAVERSE LINE (SAID POINT BEING SOUTH 00 DEGREES 15 MINUTES 00 SECONDS EAST, 18.0 FEET FROM THE CENTERLINE OF SAID DRAIN); THENCE SOUTH 00 DEGREES 15 MINUTES 00 SECONDS EAST, ALONG THE EAST LINE OF SAID TRACT, 521.43 FEET TO A POINT ON THE SOUTH LINE OF SAID SECTION 15; THENCE SOUTH 89 DEGREES 58 MINUTES 09 SECONDS WEST, ALONG SAID SOUTH LINE, 659.18 FEET TO THE POINT OF BEGINNING, INCLUDING ALL LAND NORTH OF DESCRIBED TRAVERSE LINE TO THE CENTERLINE OF SAID COUNTY DRAIN.
The redemption period shall be 12 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: March 26, 2010
US BANK, NA
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335 13t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Richard Luneack and Robin Luneack, husband and wife, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated December 21, 2007, and recorded on January 2, 2008 in Liber 842 on Page 430, in Gratiot county records, Michigan, and assigned by said Mortgagee to BAC Home Loans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Forty-Nine Thousand Four Hundred Eleven And 47/100 Dollars ($49,411.47), including interest at 7.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 6, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Lot 4, Block 13, Assessor’s Plat of South Breckenridge, Village of Breckenridge, Gratiot County, Michigan, according to the recorded plat thereof in Liber 1, Page 132, Gratiot County Records
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 8, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #318145F01  14t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Kristy L. Feltman, Unmarried, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated January 21, 2005, and recorded on April 7, 2006 in Liber 803 on Page 1413, in Gratiot county records, Michigan, and assigned by said Mortgagee to BAC Home Loans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Three Thousand Three Hundred Forty-Eight And 91/100 Dollars ($73,348.91), including interest at 5.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 6, 2010.
Said premises are situated in Township of Sumner, Gratiot County, Michigan, and are described as:
A Parcel of Land being a Part of the West 1/2 of the Northeast 1/4 of Section 35, Town 11 North, Range 4 West, Sumner Township, Gratiot County, Michigan, described as: Beginning at a point on the North Section line which is East 1209.54 Feet from the north 1/4 corner of Section 35, Thence East along the North Section line 165.0 Feet to the East 1/8 corner of Section 35, Thence South 00 Degrees 01 Minutes 30 Seconds East, Along the East 1/8 Line, 264 Feet, thence West 165.0 Feet, Thence North 00 Degrees 01 Minutes 30 Seconds West, 264.0 Feet to the point of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 8, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #313543F01 14t4

SCHNEIDERMAN & SHERMAN, P.C. IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT 248-539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
INITIAL FORECLOSURE NOTICE AS REQUIRED BY MICHIGAN PUBLIC ACT 30 OF 2009.  Notice is hereby provided to Thomas Lehner and Donita Lehner, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property known as 8084 GARFIELD ROAD, MIDDLETON, MI  48856 that the mortgage is in default.  The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer through its designated agent, Schneiderman & Sherman, P.C. (“Designated Agent”), 23938 Research Drive, Suite 300, Farmington Hills, Michigan 48335, 248-539-7400 (Tel), 248-539-7401 (Fax), email: designatedagent@sspclegal.com.   Thomas Lehner and Donita Lehner also has/have the right to contact the Michigan State Housing Development Authority (“MSHDA”) at its website www.michigan.gov/mshda or by calling MSHDA at (866) 946-7432 (Tel).  If Borrower(s) requests a meeting, no foreclosure proceeding will be commenced until the expiration of 90 days from the date Notice was mailed to the Borrower(s) pursuant to Section 3205(a) of HB 4454, Public Act 30 of 2009.  If Designated Agent and Borrower(s) agree to modify the mortgage, the mortgage will not be foreclosed if the Borrower(s) abide by the terms of the modified mortgage.  Borrower(s) have the right to contact an attorney or the State Bar of Michigan Lawyer Referral Service at (800) 968-0738 (Tel). 
Pub Date: April 22, 2010
SCHNEIDERMAN & SHERMAN, P.C.
23938 Research Drive, Suite 300
Farmington Hills, Michigan 48335 16t1

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Robert T Marko, husband of April M Marko, April M Marko and Marilyn F Speer, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated October 31, 2007, and recorded on November 15, 2007 in Liber 839 on Page 1311, in Gratiot county records, Michigan, and assigned by said Mortgagee to Chase Home Finance LLC as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred One Thousand Nine Hundred Sixty-Five And 73/100 Dollars ($101,965.73), including interest at 6.5% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 6, 2010.
Said premises are situated in Township of Elba, Gratiot County, Michigan, and are described as: Commencing 16 rods South of the Northeast corner of the Northwest 1/4 of the Northwest 1/4 of the Northwest 1/4 of Section 34, Town 9 North, Range 1 West, Elba Township, Gratiot County, Michigan, thence North 6 rods 22 feet, thence West 8 rods 22 feet, thence South 6 rods 22 feet, thence East 8 rods 22 feet to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 8, 2010
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #314032F01 14t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Stephanie Acker, a single woman, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated October 26, 2007, and recorded on November 8, 2007 in Liber 839 on Page 822, in Gratiot county records, Michigan, and assigned by said Mortgagee to BAC Home Loans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Four Thousand Six Hundred Fifty-Six And 34/100 Dollars ($104,656.34), including interest at 7% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 13, 2010.
Said premises are situated in Village of Ashley, Gratiot County, Michigan, and are described as:
Commencing at the Northeast corner of the Southwest 1/4 fractional of the Northwest 1/4 fractional, Section 7, Town 9 North, Range 1 West, Village of Ashley, Gratiot County, Michigan, thence South 24 rods, thence West to town line, thence North 24 rods, thence East to the point of beginning. Less the following parcel described as: conmmencing 241 feet South of the Northeast corner of the Southwest 1/4 fractional of the Northwest 1/4 fractional, Section 7, Town 9 North, Range 1 West, Village of Ashely, Gratiot County, Michigan, thence South 155 feet, thence West town line, thence North 155 feet, thence East to the point of beginning.
1997 Shulte, Unit # 5228-43, Serial No. M277872A-B
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 15, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #314565F01 15t4

STATE OF MICHIGAN
OFFICE OF THE GRATIOT COUNTY DRAIN COMMISSIONER
In the Matter of: Gratiot County Drain #181-10 Wolf & Bear.
NOTICE OF MEETING OF
BOARD OF DETERMINATION
Notice Is Hereby Given to you as a person liable for an assessment that the Board of Determination, composed of Charles Cary, Howard Poindexter, James Weburg  or alternate: Rex Crumbaugh, will meet on Tuesday, May 4, 2010 at 10:00 A.M., o’clock in the forenoon, North Star Township Hall located at 2840 E. Buchanan Road, North Star Township, Michigan to hear all interested persons and evidence and to determine whether the drain in Drainage District No. 181-10 Wolf & Bear known as the #181-10 Wolf & Bear Drain, as prayed for in the Petition for consolidating, cleaning out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway, and all established tributary drains, located and established in the Township(s) of Elba, Sections 18 & 19, North Star Sections 25, 26, 27, 28, 29, 32 and 36, Washington, Sections 1, 12, 23 and 24, County of Gratiot, State of Michigan. Petition further shows that the said drains need consolidating, cleaning out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway and replacement of culverts and tile for the reason that flooding and erosion problems are occurring and the said consolidating, clearing out, relocating, widening, deepening, straightening, tiling, extending or relocating along a highway of the drains is necessary and conducive to the public health and welfare of Elba, North Star and Washington Township(s). Dated March 23, 2009 in accordance with Sections 72 and 191 of Act No. 40, P.A. 1956, as amended, and for the protection of the public health of the following: Elba, North Star and Washington Township(s).
Proceedings conducted at this public hearing will be subject to the provision of the Michigan Open Meetings Act and you are further notified that information regarding this meeting may be obtained from the County Drain Commissioner. Persons with disabilities needing accommodations for effective participation in the meeting should contact the County Drain Commissioner at the number noted below (voice) or through the Michigan Relay Center at 1-800-649-3777 (TDD) at least 24 hours in advance of the meeting to request mobility, visual, hearing or other assistance. Minutes of the meeting will be on file in the Gratiot County Drain Office.
You Are Further Notified, that persons aggrieved by the decisions of the Board of Determination may seek judicial review in the Circuit Court for the County of Gratiot within ten (10) days of the determination.
Brian Denman
Gratiot County Drain Commissioner
214 E. Center Street
Ithaca, Michigan 48847
Phone: 989-875-5207 15t2

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Jennifer Stadnika, A Single Woman and Matthew Bostwick, A Single Man, original mortgagor(s), to Independent Mortgage Company, Mortgagee, dated December 18, 2008, and recorded on December 22, 2008 in Liber 859 on Page 620, in Gratiot county records, Michigan, and assigned by mesne assignments to BAC Home Loans Servicing, L.P. as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Thirty-Two Thousand Sixty-Nine And 84/100 Dollars ($132,069.84), including interest at 7.5% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 13, 2010.
Said premises are situated in City of St Louis, Gratiot County, Michigan, and are described as:
Lot 10, Block 57, James F. Newton’s Addition to the City of St. Louis, Gratiot County, Michigan, according to the Recorded Plat thereof in Liber 2, Page 1, Gratiot County Records.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 15, 2010
For more information, please call:
FC X (248) 593-1302
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #304267F02 15t4

MORTGAGE SALE
SCHNEIDERMAN & SHERMAN, P.C.,  IS ATTEMPTING TO COLLECT A DEBT, ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT (248)539-7400 IF YOU ARE IN ACTIVE MILITARY DUTY.
MORTGAGE SALE – Default has been made in the conditions of a mortgage made by MICHAEL J. SYROWIK and WENDY HOPKINS, HUSBAND AND WIFE, to Mortgage Electronic Registration Systems, Inc. (“MERS”), solely as nominee for lender and lender’s successors and assigns,, Mortgagee, dated February 4, 2005, and recorded on February 10, 2005, in Liber 773, on Page 62, and assigned by said mortgagee to THE HUNTINGTON NATIONAL BANK, as assigned,Gratiot County Records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Five Thousand Four Hundred Fourteen Dollars and Sixty-One Cents ($105,414.61), including interest at 6.250% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, Main entrance to the Gratiot County Courthouse Building in the City of Ithaca, Gratiot County, Michigan at 10:00 AM o’clock, on May 13, 2010
Said premises are located in Gratiot County, Michigan and are described as:
THE NORTH 20.5 ACRES OF THE NORTHWEST 1 / 4 OF THE NORTHWEST 1 / 4 OF SECTION 20, TOWN 12 NORTH, RANGE 3 WEST, PINE RIVER TOWNSHIP, GRATIOT COUNTY, MICHIGAN.
The redemption period shall be 12 months from the date of such sale unless determined abandoned in accordance with 1948CL 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 6, 2010
THE HUNTINGTON NATIONAL
     BANK
Mortgagee/Assignee
Schneiderman & Sherman, P.C.
23938 Research Drive, Suite 300
Farmington Hills, MI 48335  15t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Todd Aldrich and Rhonda Aldrich, husband and wife, original mortgagor(s), to Fifth Third Mortgage - MI, LLC, Mortgagee, dated November 10, 2005, and recorded on November 14, 2005 in Liber 794 on Page 1119, in Gratiot county records, Michigan, and assigned by said Mortgagee to Fifth Third Mortgage Company as assignee, on which mortgage there is claimed to be due at the date hereof the sum of One Hundred Fifty-Eight Thousand One Hundred Twelve And 59/100 Dollars ($158,112.59), including interest at 5.75% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 13, 2010.
Said premises are situated in Township of Fulton, Gratiot County, Michigan, and are described as:
Lot(s) 49 and 50, Rainbow Lake Heights, according to the recorded plat thereof.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 15, 2010
For more information, please call:
FC J (248) 593-1311
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #292191F02 15t4

NOTICE OF
MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on July 8, 2003, between Cynthia R. Letourneau and Timothy J. Letourneau, wife and husband, as Mortgagors, to Firstbank-Alma Mortgage Company, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on July 15, 2003, in Liber 723, Page 743.   On which said mortgage there is claimed to be due at the date of this Notice the sum of FORTY-FOUR THOUSAND EIGHT HUNDRED NINETY-NINE AND 50/100 DOLLARS ($44,899.50), for principal, interest, and other charges, with interest at the rate of 5.125% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 20th day of May, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Sumner, County of Gratiot, State of Michigan, respectively, to wit:
PART OF THE N 1/2 OF THE SW 1/4, SECTION 24, T11N, R4W, DESCRIBED AS: BEGINNING AT A POINT ON THE WEST SECTION LINE WHICH IS SOUTH 216.29 FEET FROM THE WEST 1/4 CORNER OF SECTION 24; THENCE SOUTH 252.0 FEET; THENCE S 89 DEG 24’ E 345.71 FEET; THENCE NORTH 252.0 FEET; THENCE N 89 DEG 24’ W 345.71 FEET TO THE POINT OF BEGINNING.  TAX ID: 29-14-024-009-20.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: April 14, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 16t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Ryan Billings a single man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated August 2, 2007, and recorded on August 7, 2007 in Liber 834 on Page 1017, in Gratiot county records, Michigan, and assigned by said Mortgagee to Ocwen Loan Servicing, LLC as assignee, on which mortgage there is claimed to be due at the date hereof the sum of Seventy-Seven Thousand One Hundred Sixty-One And 22/100 Dollars ($77,161.22), including interest at 7.125% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 20, 2010.
Said premises are situated in Village of Breckenridge, Gratiot County, Michigan, and are described as:
Commencing 82 Rods South of the North 1/4 post Section 30, Town 12 North, Range 1 West, Wheeler Township, Gratiot County Michigan, thence West 10 rods thence South 4 Rods, thence East 10 Rods, thence North 4 Rods to the place of beginning.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 22, 2010
For more information, please call:
FC J (248) 593-1311
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #314911F01 16t4

NOTICE OF MORTGAGE
FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee. In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
MORTGAGE SALE - Default has been made in the conditions of a mortgage made by Timothy J Stevenson, a Single Man, original mortgagor(s), to Mortgage Electronic Registration Systems, Inc., as nominee for lender and lender’s successors and/or assigns, Mortgagee, dated March 4, 2004, and recorded on March 9, 2004 in Liber 746 on Page 589, and assigned by said Mortgagee to Chase Manhattan Mortgage Corporation as assignee as documented by an assignment, in Gratiot county records, Michigan, on which mortgage there is claimed to be due at the date hereof the sum of Sixty-Five Thousand Two Hundred Twenty-Nine And 45/100 Dollars ($65,229.45), including interest at 5.875% per annum.
Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public vendue, at the place of holding the circuit court within Gratiot County, at 10:00 AM, on May 20, 2010.
Said premises are situated in City of Alma, Gratiot County, Michigan, and are described as: Lot 4 and the East 1/2 of Lot 5, Block 2, Central Heights Addition according to the Recorded Plat thereof, City of Alma, Gratiot County, Michigan.
The redemption period shall be 6 months from the date of such sale, unless determined abandoned in accordance with MCLA 600.3241a, in which case the redemption period shall be 30 days from the date of such sale.
Dated: April 22, 2010
For more information, please call:
FC S (248) 593-1304
Trott & Trott, P.C.
Attorneys For Servicer
31440 Northwestern Highway, Suite 200
Farmington Hills, Michigan 48334-2525
File #241528F02 16t4

NOTICE OF
MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.  ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.  PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW IF YOU ARE IN ACTIVE MILITARY DUTY.
ATTN PURCHASERS: This sale may be rescinded by the foreclosing mortgagee.  In that event, your damages, if any, shall be limited solely to the return of the bid amount tendered at sale, plus interest.
DEFAULT having been made in the terms and conditions of a certain mortgage made on November 20, 2008, between Timothy J. Letourneau and Cynthia R. Letourneau, husband and wife, as Mortgagors, to Firstbank-Alma, a Michigan Banking Corporation, as Mortgagee, and recorded in the Office of the Register of Deeds for Gratiot County on December 1, 2008, in Liber 858, Page 321.   On which said mortgage there is claimed to be due at the date of this Notice the sum of THIRTEEN THOUSAND NINE HUNDRED FIFTY-EIGHT AND 35/100 DOLLARS ($13,958.35), for principal, interest, and other charges, with interest at the rate of 8.0% per annum.  No suit or proceeding at law or in equity having been instituted to recover the debt, or any part thereof, secured by said Mortgage, and the Power of Sale in said Mortgage contained having become operative by reason of such default;
NOTICE IS HEREBY GIVEN that on the 20th day of May, 2010, at 10:00 AM, at the Courthouse in the City of Ithaca, Gratiot County, Michigan, that being the place of holding the Circuit Court for the County of Gratiot, there will be offered for sale and sold to the highest bidder at public auction, the land and premises in said Mortgage, for the purpose of satisfying the amount due and unpaid upon said Mortgage, together with legal costs and charges of sale, including the attorney fee allowed by law.
The land and premises in said Mortgage being situated in the Township of Sumner, County of Gratiot, State of Michigan, respectively, to wit:
PART OF THE N 1/2 OF THE SW 1/4, SECTION 24, T11N, R4W, DESCRIBED AS: BEGINNING AT A POINT ON THE WEST SECTION LINE WHICH IS SOUTH 216.29 FEET FROM THE WEST 1/4 CORNER OF SECTION 24; THENCE SOUTH 252.0 FEET; THENCE S 89 DEG 24’ E 345.71 FEET; THENCE NORTH 252.0 FEET; THENCE N 89 DEG 24’ W 345.71 FEET TO THE POINT OF BEGINNING.  TAX ID: 29-14-024-009-20.
The redemption period under the statute in such case made and provided is six (6) months from the date of sale, unless determined abandoned in accordance with MCL 600.3241a, in which case the redemption period shall be thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed.
Dated: April 14, 2010
Firstbank-Alma Mortgage Company
A Michigan Banking Corporation
Mortgagee
311 Woodworth Ave.
Alma, MI 48801
Prepared by: 
Christopher E. Goggin,
Attorney for Mortgagee
P.O. Box 488
Alma, MI 48801
(989) 463-3191 16t4

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to David Ryder and Billie Ryder, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 807 N River Ave, Alma, MI 48801-1250.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1309
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from April 16, 2010, foreclosure proceedings will not be commenced until 90 days after April 16, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: April 22, 2010
For more information, please call:
FC D (248) 593-1309
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 305090F03 16t1

NEWARK TOWNSHIP
Effective May 1st, 2010 New Construction of any Ag Buildings in Newark Township must have a letter presented to Newark Township Supervisor, or Newark Township Assessor stating the size and location the structure will be placed. If this information is not given before construction a $50.00 fee will be fined to the Township Resident on whom the property the building will be constructed. A Building Permit is not required just notification of construction.
Margaret Roth
Newark Township Clerk 16t1

NOTICE
This firm is a debt collector attempting to collect a debt. Any information obtained will be used for this purpose. If you are in the Military, please contact our office at the number listed below.
Notwithstanding, if the debt secured by this property was discharged in a Chapter 7 Bankruptcy proceeding, this notice is NOT an attempt to collect that debt. You are presently in default under your Mortgage Security Agreement, and the Mortgage Holder may be contemplating the commencement of foreclosure proceedings under the terms of that Agreement and Michigan law. You have no legal obligation to pay amounts due under the discharged note. A loan modification may not serve to revive that obligation. However, in the event you wish to explore options that may avert foreclosure, please contact our office at the number listed below.
Attention:  The following notice shall apply only if the property encumbered by the mortgage described below is claimed as a principal residence exempt from tax under section 7cc of the general property tax act, 1893 PA 206, MCL 211.7cc.
Attention Kevin Brandal and Betty Brandal, regarding the property at 6970 W Van Buren Alma, MI 48801.  The following notice does not apply if you have previously agreed to modify the mortgage loan under section 3205b.  3205a, 3205b and 3205c do not apply unless the terms of the modified mortgage loan entered into were complied with for one year after the date of the modification.
You have the right to request a meeting with your mortgage holder or mortgage servicer.  Potestivo & Associates, P.C. is the designee with authority to make agreements under MCL 600.3205b and MCL 600.3205c, and can be contacted at:  811 South Blvd., Suite 100 Rochester Hills, MI 48307 (248) 844-5123. You may also contact a housing counselor.  For more information, contact the Michigan State Housing Development Authority (MSHDA) by visiting www.michigan.gov/mshda or calling (866) 946-7432.  If you request a meeting with  Potestivo & Associates, P.C. within 14 days after the notice required under MCL 600.3205a(1) is mailed, then foreclosure proceedings will not commence until at least 90 days after the date said notice was mailed.  If an agreement to modify the mortgage loan is reached and you abide by the terms of the agreement, the mortgage will not be foreclosed.
You have the right to contact an attorney and can obtain contact information through the State Bar of Michigan’s Lawyer Referral Service at (800) 968-0738.
Dated: April 22, 2010.
Potestivo & Associates, P.C.
811 South Blvd. Suite 100
Rochester Hills, MI 48307
(248) 844-5123 information may be
faxed to (248)267-3004, Attention:
Loss Mitigation
Our File No: 10-23625 16t1

NOTICE PURSUANT TO
MCL 600.3205a(4)
NOTICE is hereby provided to Norman D. Young and Daunie L. Young, the borrowers and/or mortgagors (hereinafter “Borrower”) regarding the property located at: 203 W Fulton St, Perrinton, MI 48871-5132.
The Borrower has the right to request a meeting with the mortgage holder or mortgage servicer. The agent designated by the Mortgage Servicer and/or Mortgage Holder to contact and that has authority to make agreements under MCL sections 600.3205b and 600.3205c is: Trott & Trott, P.C., 31440 Northwestern Highway, Suite 200, Farmington Hills, MI 48334-2525 at (248) 593-1311
The Borrower may contact a housing counselor by visiting the Michigan State Housing Development Authority’s website or by calling the Michigan State Housing Development Authority at http://www.michigan.gov/mshda or at (866) 946-7432.
If the Borrower requests a meeting with the agent designated above by contacting an approved housing counselor within 14 days from April 16, 2010, foreclosure proceedings will not be commenced until 90 days after April 16, 2010.
If the Borrower and the agent designated above reach an agreement to modify the mortgage loan, the mortgage will not be foreclosed if the Borrower abides by the terms of the agreement.
The Borrower has the right to contact an attorney. The telephone number of the State Bar of Michigan’s Lawyer Referral Service is (800) 968-0738.
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT.
ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE.
Date: April 22, 2010
For more information, please call:
FC J (248) 593-1311
Trott & Trott, P.C.
Attorneys For Servicer and/or Mortgage Holder
31440 Northwestern Highway, Suite 200
Farmington Hills, MI 48334-2525
File # 288152F02 16t1